Getting Ready for 2020

Getting Ready for 2020

On your to-do list for 2019 Have you taken advantage of the Home Buyer’s Plan in the past 15 years? If you’ve used the Home Buyer’s Plan in the past – (borrowing from your RRSPs to buy a house), make sure you’ve made the appropriate RRSP contribution before March 2,...
The End is Coming! (The end of the year, that is)

The End is Coming! (The end of the year, that is)

While we will have two months left, the holiday season will soon be here and nobody other than accountants and financial planners want to talk about stocks or RRSPs. Taking care of a few things before December 31st could save you some money, so here are four items to...
Buying a House? Things You Should Know

Buying a House? Things You Should Know

Over the past year, we have spoken with a few people who have bought homes, some of whom were eligible for various government programs and rebates. There are a few different programs available now – some are new and some have changed. If you’re in the market to...
How healthy is your business?

How healthy is your business?

Last year I wrote about two reasons why small businesses often fail, but there are many moving pieces in a business. Here is part two in the series about how to make sure your business is healthy. Are you filing your taxes? We have some clients who don’t pay the CRA,...
Incorporation Revisited

Incorporation Revisited

I’ve written about incorporation before but here is my update for 2019. The process of incorporating means to form a separate legal entity from yourself. This corporation will be responsible for filing its own taxes. It will have to have a bank account, and you will...